This presentation by Ray Kozicki will address factors to consider when determining what age to file for Social Security, ways to avoid higher taxation of your Social Security benefits, and retirement threats and how to avoid them. Attendees will also learn thought processes relating to income creation in retirement, and learn about wealth eroding factors and how to avoid them.To register, please call the library at 708-687-3700 or email kspringer@acornlibrary.org.